Analytical note on comparative legislation regarding the specifics of joining the Single Euro Payments Area (SEPA)

Research Service of the Verkhovna Rada of Ukraine
16 February 2026, 12:00

Abstract. This analytical note examines the conditions for joining the Single Euro Payments Area (SEPA) and the experience of individual Member States and candidate countries of the European Union with a view to exploring the possibilities of applying transition periods or deferrals for certain technical or regulatory requirements of the Union in this area.

Keywords: Single Euro Payments Area, SEPA, euro, accession criteria, flexibility of accession conditions, integration into the European Union.

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01/2026